Terms & Conditions.

Welcome to Blyzo. By using our app, website, or services, you agree to the following terms and conditions. Please read them carefully before using the platform.

1. Acceptance of Terms

By accessing or using Blyzo, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these terms, you must not use the platform.

2. Eligibility

To use Blyzo, you must be at least 18 years old or the age of majority in your jurisdiction. You also agree to provide accurate information and maintain the security of your account.

3. Services

Blyzo allows users to split bills, send and receive money, and crowdfund for shared goals. We are not a bank or financial institution, but we work with payment gateways to facilitate transactions securely.

4. Fees

Some services may include transaction or convenience fees. All applicable charges will be clearly disclosed before you confirm a transaction.

5. User Conduct

You agree not to misuse Blyzo in any way — including fraudulent transactions, spamming, harassing users, or violating laws. We reserve the right to suspend or terminate accounts involved in prohibited behavior.

6. Account Termination

We may suspend or terminate your account at any time for violation of these terms or suspected fraud. You may also request account deletion at any time.

7. Limitation of Liability

Blyzo is provided on an "as is" basis. We do not guarantee uninterrupted access or the accuracy of third-party data. We are not liable for any damages resulting from the use or inability to use the platform.

8. Changes to Terms

We may update these Terms from time to time. Continued use of Blyzo after changes indicates your acceptance of the revised terms.

9. Contact

For questions or concerns about these Terms, email us at support@blyzo.app.